Plain English Overview of Dog Bite Law

Most American states make dog owners liable for all dog bites when a person is bitten, based simply on owning the dog that did the biting. A minority requires the victim to prove that the dog was vicious or that the dog owner or another party caused the incident through negligence or by violating an animal control law (like a leash law). Fortunately the victim’s legal damages are covered by most homeowners and renters insurance policies purchased by dog owners, and by general liability policies that insure businesses and public entities.